Citizens Bank Announces Promotion

June 16, 2022 – Citizens Bank is honored to announce the promotion of long-time employee Sharon Ratcliff to Vice President.

Ratcliff has spent over 38 years in the banking. She began her career First National Bank in Center, Texas where she was a dedicated employee for over four years. In 1988, Citizens Bank acquired First National Bank and Ratcliff became part of the Citizens Bank team. During her time in banking, she has served in various areas of operation including, Drive-Thru Teller, Loan Department Teller, Loan Assistant, New Accounts, and Banking Center Manager. 

Ratcliff is a graduate of Panola College and Stratford University with a major in Business. Through the years she has continued her banking education by attending trainings and seminars.

She is also an active member of her community, serving on several boards and committees including the President of the Shelby County Chamber of Commerce, Shelby County Children Advocacy Board, Business and Professional Women, Center Emergency Planning, and a volunteer for the Center ISD Reading Program, just to name a few. She is currently serving on the board for Hope Community Medicine, the Shelby County Historical Society, and the Tri-County Community Action.

Ratcliff and her husband are active members of the St. Paul Missionary Baptist Church where she has served on the finance committee for several years. Together they have three children, Michael, Brandon (Teresa), and SeKourtney. She enjoys spending time with her family and especially her grandchildren, SeKeydric, Victoria, MarKovan, Karsyn, and Jeremiah. 

About Citizens Bank
Citizens Bank is a $470,000,000 independent community bank headquartered in Kilgore, Texas. Charted in 1949, Citizens Bank has 12 conveniently located Banking Centers in Texas: Bryan-College Station, Carthage, Center, Gladewater, Humble, Kilgore (2), Kountze, Sour Lake, The Woodlands, Yorktown, and a LPO/DPO in Plano. Member FDIC, Equal Housing Lender. If you would like more information or have any questions about Citizens Bank, please call 903.987.8671 or visit our website at